Yes. You can now purchase Motor Insurance online by using your Credit Card/Debit card through niconline.in.

Yes, the Motor Vehicle Act states that every motor vehicle plying on the road has to be insured, with a minimum cover of Liability Only policy.

Yes. Simply visit niconline.in and provide minimum details of your expiring policy and buy Motor Insurance Policy online. Also avail benefits of the No Claim Bonus earned by you in full.

Yes. A vehicle in a policy can be replaced by a new one provided it is of the same class by paying the differential premium on the new IDV.

Yes. The policy can be cancelled only after retaining the TP(Liability Only) premium or after ensuring that the vehicle is insured for TP(Liability Only) cover at least from the same or any other Insurer.

Yes, information regarding changes in Engine no and/Or chassis no has to be informed immediately for endorsing the correct number in the policy. You have to submit the photo copy of RC along with the original Motor Policy & Certificate for the required endorsement & issuance of fresh Insurance Certificate.

Please submit the copy of the Smart Card/RC along with the original RC & Insurance Policy/Certificate with a request to incorporate the Registration Number in the Policy to the policy issuing office. They will issue a fresh Insurance Certificate incorporating the Registration Number.

Yes provided the renewal is within 90 days of expiry of the previous policy

NCB will be allowed, if, the policy is renewed within 90 days of the expiry of the previous policy.

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