Motor Insurance

It is mandatory to take motor insurance policy for all vehicle owners as per Motor Vehicle Act 1988.It safeguard against accidental damage or theft of the vehicle and also safeguard against third party legal liability for bodily injury and/or property damage.It also provides Personal Accident cover for owner driver/ occupants of the vehicle.

Miscellaneous Insurance

Miscellaneous Insurance refers to contracts of insurance other than those of Life, Fire and Marine insurance. It covers a variety of risks, the chief of which are:- Personal Accident insurance.


Buying a house or setting up a business is a dream of Individuals. But have we ensured that the huge investments made is protected with adequate insurance. There is always a chance of these precious investments being damaged by unfortunate and unexpected events like fire, explosions, natural calamities or riots, etc. NIC’s SFSP policy is a comprehensive policy available at low cost to indemnify the financial loss in the event of damage to buildings and contents within.


Marine insurance covers the loss or damage of ships, cargo, terminals, and any transport by which the property is transferred, acquired, or held between the points of origin and the final destination. Cargo insurance is the sub-branch of marine insurance, though Marine insurance also includes Onshore and Offshore exposed property, (container terminals, ports, oil platforms, pipelines), Hull, Marine Casualty, and Marine Liability. When goods are transported by mail or courier, shipping insurance is used instead.


The rapid industrialization of our country has led to increasing use of machines in industry.Though use of machinery results in increased production capacities, in the event of accident and breakdowns, they can be potential sources of financial loss and could even result in the closure of business.In spite of proper care and maintenance of machinery, mishap may yet occur.Sometimes the extent of damage may be quite high and may also lead to fatal or non‐fatal injuries to human beings nearby.The remedy for such losses is offered by Engineering Insurance policies.

Rural Insurance

Rural Insurance generally refers to insurance related to rural people, their business (farming, cattle, poultry etc.) and their families.

  1. Claim Intimation

  2. Motor

  3. Health

  4. Fire

  5. Engineering

To find out how simplified the Claim process is, please click on the Links provided above

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